What is a public adjuster?

Public adjusters versus company and independent adjusters

Regardless of who hires an insurance adjuster, their job is to evaluate property loss and determine the dollar amount a claim should pay out. But there are three main categories of insurance adjusters, and each one is employed by a different group. Here's a breakdown:

Company adjusters are employed by insurers, and they're sent to evaluate claims filed by the company’s policyholders.

Independent Adjusters do contracted work for insurance companies, and are usually hired on an as-needed basis when there's a surge in demand, or for their specific expertise.

Public adjusters and hired by individuals to assist in assessing damages, filing claims and negotiating with insurers to get the maximum payout for their claim.At Claim Experts, our staff are true claim ambassadors for you the policy holder.