How to choose an insurance adjuster

There are a number things you should look into before hiring a public adjuster. But first, check their credentials. Public insurance adjusters must be licensed in every individual state where they practice, and like some other professionals, they're required to participate in continuing education courses to maintain their licensure.

Never hire an unlicensed contractor or attorney for claim adjustment services if they are not licensed. Practicing without a license is against the law and the license is an important benchmark of knowledge and qualification. Here are some additional considerations:

Will your adjuster be handling your claim personally?

Some public adjustment firms send one adjuster to do an estimate and another to follow up and thoroughly analyze a claim. As a policyholder, you might prefer to work personally with a single adjuster, but having a firm send more than one person can be a good thing. One particular adjuster might take over the claim simply because they have more experience with a certain type of damage, like fires or flooding.